Opening new Colonya accounts
In accordance with our internal policy, new customers must always open accounts in one of our branches.
Consult our branches here office network
Since the process of opening an account entails collecting all the necessary data and documents, we recommend contacting the office to book an appointment in advance.
With a view to streamlining the account opening process, we remind you of the documentation required as a first-time customer that you can bring with you to the branch or send by e-mail.
In accordance with Spanish legislation, financial institutions are obliged to reliably identify customers. Documents vary depending on place of residence and nationality:
For tax identification purposes, natural persons who do not hold Spanish nationality must provide one of the following documents:
Minors
Should a minor wish to open an account, the minor must be identified by providing their National Identity Document (DNI). Those under the age of 14 who do not hold a DNI must provide the tax identification number (NIF) assigned directly by the Tax Agency beginning with the letter “K”. This document shall be valid until the holder is granted the national identity document (DNI), which must be communicated within two months of the issuance thereof.
The parents or guardian must provide the family book or the certified copy of the birth certificate obtained from the Civil Registry to prove their status or power of attorney.
Colonya asks first-time customers to provide minimum activity data, which they must accredit with the following documentation:
SALARIED WORKERS
Salaried workers may provide any of the following documents as long as they are not older than stipulated:
Documents issued no more than 3 months ago.
Documents issued no more than 1 year ago
SELF-EMPLOYED WORKERS
Self-employed workers may provide any of the following documents.
Documents issued no more than 3 months ago
Documents issued no more than 1 year ago
NON-RESIDENTS
In the case of non-residents, documentation similar to that of residents of the country of origin, duly translated and legalized, must be provided. The documentation issued by non-Spanish public bodies (such as tax settlements, incorporation of companies, certifications, etc.) must be legalised in the Consulate or with the Hague Apostille. Other additional documentation (bank statements, invoices, contracts, etc.), when issued in a language other than Spanish or English, shall require a sworn translation in Spanish or English, otherwise it shall not be deemed valid.
In accordance with Spanish legislation, financial institutions are obliged to formally identify customers through the following documents:
Documents issued no more than 3 months ago
Documents issued no more than 1 year ago
NON-RESIDENTS
In the case of non-residents, documentation similar to that of residents of the country of origin, duly translated and legalized, must be provided. The documentation issued by non-Spanish public bodies (such as tax settlements, incorporation of companies, certifications, etc.) must be legalised in the Consulate or with the Hague Apostille. Other additional documentation (bank statements, invoices, contracts, etc.), when issued in a language other than Spanish or English, shall require a sworn translation in Spanish or English, otherwise it shall not be deemed valid.
Companies under constitution
When a company is in the process of becoming incorporated, it must provide the provisional Tax Identification Number (CIF) granted by the National Tax Agency (AEAT), after submitting form 036 to this body to apply for the provisional CIF with the agreement of the will of the partners.
Furthermore, with a view to accrediting the activity, the documentation relating to the business project or the financial/economic plan of the company in the process of becoming incorporated must be provided.
Associations
The articles of incorporation, in the case of legal entities, must be accompanied by a certification of the agreement validly adopted by the competent body, in which the will to constitute the association and form part thereof as well as the designation of the natural person who shall represent it are stated; and, in the case of natural persons, accreditation of their identity. When the granters of the certifications appear therein through a representative, proof of their identity shall also be required.
Foundations
Communities of Owners
The minutes or their certifications must be signed by the Secretary with the approval of the President, unless another procedure is set forth in the Articles of Association.